Lumia - The RWA Chain
  • What is Lumia Chain?
  • Polygon
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  • ⛓️Lumia
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    • 普通话 - LUMIA 代币
    • rwaUSD
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      • zkProver Network (zkN) via Gevolut
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      • What is Avail DA?
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      • Lumia DA - Lightclient Nodes
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      • Particle Connect on Lumia
    • Real World Assets (RWA) on Lumia
  • 🛠️Build
    • Introduction
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      • Indexing with TheGraph
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    • zkNode
      • Run Local Validium Node
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        • JSON RPC Endpoints
      • Gas Fees
    • DA Lightclient
    • CDK Repos
    • rwaUSD
      • rwaUSD: Overcollateralizing
      • rwaUSD: Bridging
    • FAQs
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  1. Lumia

rwaUSD

Previous普通话 - LUMIA 代币NextHyperNodes

Last updated 1 month ago

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rwaUSD by Lumia

rwaUSD is a next-generation stablecoin designed to deliver consistent value, enhanced security, and tangible yields. By harnessing real-world asset backing and robust risk management processes, rwaUSD stands out as a reliable, overcollateralized digital currency—integral to the Lumia Chain and its broader ecosystem.

rwaUSD holds a reserve of real-world assets (RWA) that serve as the backbone of its price stability. This approach lowers the risk associated with solely crypto-based collateral, providing resilience against digital market fluctuations.

rwaUSD is embedded directly into Lumia's core infrastructure. Ecosystem applications automatically integrate rwaUSD for transactions, lending, and staking, accelerating broad adoption and liquidity.

rwaUSD is minted on the Lumia Chain and can be obtained in two ways:

  • Directly on the Lumia Chain, via an where the user deposits their assets to the Lumia rwaUSD CDP Protocol and the protocol issues them rwaUSD. Within this approach, each real-world asset used as collateral is assigned a minimum collateral ratio, ensuring that rwaUSD remains overcollateralized in a way that accounts for the specific risk profile of the underlying asset. This approach guarantees robust coverage while maintaining capital efficiency.

  • from other chains where the user deposits stablecoins to a Lumia bridge smart contract on the source chains and gets their rwaUSD on the destination chain — Lumia Chain. This approach is implemented to allow bridging of only well-known stablecoins. This is done to reach the needed level of regulatory compliance, lower the risks for the users and ensure a transparent and secure foundation for rwaUSD’s stability.

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overcollateralized position
Bridging assets